We may not be familiar with all of our options, to bank and buy black. Citizens Trust Bank is headquartered in Atlanta, Georgia. They have options available to help you rebuild your credit, their secured card is one option. If your looking to buy a home, they have a down payment assistance program. With options to bank, borrow and invest, this seems like a no brainer. To top it all off, they have a mobile app called Card Valet, and online banking options. Cynthia N. Day is the President and CEO of Citizens Trust Bank #blackowned. You can support this business at the links above or the buttons below.